Financial Planning Tools
SWP Retirement Planner
Enter your corpus and desired monthly income — see if the math works, and how your portfolio looks after 15 years.
We recommend a withdrawal rate of upto 4% for a sustainable plan. Between 4–6% is generally safe. Above 6%, the final corpus can be significantly affected over time.
Portfolio settings
After 15 years
Related reading
SWP strategy
Tax implications (annual)
Key tax rules — new regime (FY 2025-26)
Important: All calculations are indicative, based on assumed constant returns and current tax rules. Actual returns will vary. This tool does not account for inflation on withdrawals, exit loads, expense ratios, or STCG scenarios.
Related Reading
Go Deeper On Retirement Planning
Making sense of your numbers
Already have a corpus in mind? See how the results compare to other approaches.
Don't know your target corpus yet?
Work backward from your expenses to a number, then bring it back here.
Real-world reference points
Concrete, city-specific examples instead of generic round numbers.